What injuries are covered by the Workers' Compensation law?

The law covers both mental and physical injury from either accidents or occupational diseases.

If you are required to travel, you are covered at all times while traveling, including the time you are eating or sleeping, unless you deviate from regular work duties for a private or personal reason.

Generally, workers' compensation must be paid even if the injury was your fault. (See section relating to increased or decreased compensation.)

All compensation and medical payments are based on medical reports from your doctor. If your doctor does not make prompt and regular reports to the insurance company or your employer (if self-insured), your payments may be delayed. Explain this to your doctor.

If UW System, who is self insured, refuses to make payments, they must notify you within 14 days after it receives notice of the injury that it is investigating your claim. They must explain the reason(s) for refusing payment and inform you within 7 days of its decision of your appeal rights.

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