Workers' Compensation FAQs
You may choose any physician, chiropractor, psychologist, podiatrist or dentist licensed in the state. You may choose any doctor for your care. If you later select a second doctor, you must notify the UW-Superior Office of Human Resources.
Key Steps in Worker's Compensation
If you are hurt at work or become ill because of what you think is work-related exposure:
- Immediately report your accident or ailment to your supervisor. Continue to keep your employer informed about any changes in your injury.
- Seek first aid and medical attention.
- Remember that delays can affect not only your health, but also possible compensation benefits.
UW-Superior will then report to UW System, who will report it to the Workers' Compensation Division. You do not have to file a claim yourself if you reported the injury.
Your medical costs will be paid. If you miss more than three days of work and are found eligible, you will receive compensation for lost wages. Workers' Compensation also provides benefits to dependents of workers who die after work-related accidents.
If your injury or illness is compensable:
- You will get a check from the State of Wisconsin on your normal payroll date.
- There is a three-day waiting period. However, if you are off work more than seven days, you will receive compensation for the first three days after the injury date, excluding Sunday. Any additional compensation for a permanent disability, such as an amputated limb, will be determined later, after you return to work or the healing period ends.
It is important that you make every effort to return to work, within medical restrictions, as soon as possible after an injury. UW-Superior and your doctor must agree to your returning to some form of work; it is important that you talk to them about returning. If you cannot return at all because of your accident, other options may be available.
In an emergency, UW-Superior may arrange for your treatment until you are able to choose your own doctor. UW System has the right to have you examined occasionally by a doctor of its choice. Your compensation may be delayed if you do not agree to have these examinations.
You have the right to every type of treatment which is reasonable and necessary to cure you, as ordered by your doctor. This includes hospitalization, therapy, tests and prosthetic devices. Medicine is paid for, as is any reasonable travel expense necessary to receive treatment.
All employees of UW-Superior are covered by workers' compensation law. This includes Student employees, Limited Term Employees, Permanent and Project Classified Employees, Academic Staff and Faculty.
The law covers both mental and physical injury from either accidents or occupational diseases.
If you are required to travel, you are covered at all times while traveling, including the time you are eating or sleeping, unless you deviate from regular work duties for a private or personal reason.
Generally, workers' compensation must be paid even if the injury was your fault. (See section relating to increased or decreased compensation.)
All compensation and medical payments are based on medical reports from your doctor. If your doctor does not make prompt and regular reports to the insurance company or your employer (if self-insured), your payments may be delayed. Explain this to your doctor.
If UW System, who is self insured, refuses to make payments, they must notify you within 14 days after it receives notice of the injury that it is investigating your claim. They must explain the reason(s) for refusing payment and inform you within 7 days of its decision of your appeal rights.