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Resources

The following are links to online resources that may be helpful in the financial aid process:

Learning About Financial Aid

Some sites are specifically for secondary students learning about going to college:

Filing for Financial Aid

  • File a Free Application for Federal Student Aid (FAFSA). The UW-Superior school code is 003925.  Our priority deadline is January 15, 2021 for the 2021-22 school year
  • Apply for a FSA ID
  • Minnesota Residents: File for reciprocity benefits to reduce non-resident tuition.

Understanding Your Financial Aid Offer

Important Information - UW-Superior Financial Aid 

Self-Service Information - Information on how to electronically accept or decline financial aid.

Student Employment - Opportunities found in a majority of offices/departments on campus, which vary in degree of difficulty and wage rate 

Self Service

You are able to electronically accept, reduce or decline your financial aid offer. If you would like your Federal Student Loans and/or Federal Work Study you MUST ACCEPT THEM through your Student Center in E-Hive. 

Here are the directions for this process:

  1. Log in to E-Hive
  2. Click on Student Center
  3. Under Finances, select “Accept/Decline Awards”
  4. Select the appropriate aid year
  5. Click the decline box for each aid type you are declining
  6. Click the accept box for each aid type you are accepting
  7. To reduce a loan, click the accept box and enter the amount in the accepted column
  8. Click “Submit”

If you want to make changes other than accepting, reducing or declining the entire amount of an individual aid type, click on the “Request Counselor Action” link and tell us what changes you do want.  Click “Save”, and then “OK”. We will make the changes for you. You can then view those changes on your E-Hive when they have been completed. If we have questions or are unable to meet your request, we will email you at your UW-Superior student email address.  

If you prefer personal contact, please feel free to communicate your changes in writing, in person, via regular mail, or email to finaid@uwsuper.edu. Include your name and student ID number in all communications.  If you are unfamiliar with E-Hive and would like to learn how to use it, contact the Help Desk at 394-8300 ">(715) 394-8300 or 1-800-806-2890.

Important Information

Accept or Decline your Aid

To ensure you receive only the amount of aid you wish to receive and to avoid paying charges for returning unwanted aid, you need to accept/decline your aid online. Please follow the directions on Self Service Information.

Subsidized and Unsubsidized Federal Direct Loans

These loans require you to complete a Federal Direct Loan Agreement (Master Promissory Note - MPN) and Direct Loan Entrance Counseling the first time you borrow. The MPN is in effect for ten (10) years. Both the MPN and Entrance Counseling must be done online before your loan can be applied to your student account. Once a Federal Direct Loan applies to your account, you have 14 days to change your mind and either reduce the amount or decline it. For changes after that 14 day time period, you will need to work directly with your loan servicer. You can find your loan servicer online.

MPN
Entrance Counseling

When prompted for school name, choose University of Wisconsin-Superior.

Common Errors that Delay Disbursement of Aid

  • MPN or Entrance Counseling not completed – check to-do list in E-Hive Student Center
  • Student is enrolled in fewer than full-time credits and didn’t inform the Financial Aid Office (wait listed classes are not included) – check your aid offer to see the credit load at which you were awarded
  • Aid not accepted – check your E-Hive Student Center and Self Service Information
  • Change to the FAFSA – check to-do list in E-Hive Student Center to see if Financial Aid Office as requested anything

Effect of Less Than Full-Time Enrollment

Some aid types require full time enrollment, but for most types of financial aid, you only need to be enrolled at least half time. Half time for undergraduates is 6 credits, while graduate students must be enrolled in 3-4.5 credits depending on their program. Less than half time undergraduate students may receive a Pell Grant provided other Pell criteria is met. Please see the enrollment status definitions for more information. 

Disbursement of Your Aid

Aid disburses as early as 10 days before your first class begins each semester and at least once a week thereafter. Disbursed aid is applied to your student account. Any remaining balance is your responsibility. Excess funds are issued to the student via a refund.

Receiving Financial Aid Refunds

For information please see the Bursar/Cashier's policy on refunds, call the Cashiers Office at 715-394-8505, or stop by Old Main, Room 136.

Summer College

Students who plan to attend Summer College are awarded aid separately. Each year during spring semester, summer aid information will be emailed to the student’s UWSUPER email account. 

Additional Funding Options

PLUS Loan: If you are a dependent student (required to provide parent information on your FAFSA) and you need more money than the aid we have offered you, a PARENT PLUS loan is one option. It is a loan that your parent may borrow to help you pay for your educational expenses.  It is subject to a credit check. If you are a Graduate student, you are able to borrow additional funding through the GRADUATE PLUS loan. To apply for the loans, please fill out an application. 

Alternative Loan: This is a private loan through an outside lender, like a bank. Students apply directly through the lender of their choosing. For most dependent students, a credit-worthy cosigner is required. Once you have applied for the loan, information is sent to our office for certification.

Compare popular alternative loans with FastChoice and read more information about alternative loans. 

Computer Purchase, Child Care Expenses, & Mileage

An add-on to your Cost of Attendance may be done for the purchase of a computer, school-related child care expenses, and/or mileage. Most often, only additional loan money will be awarded. A Budget Add-On Request form, along with documentation must be provided to the Financial Aid Office. Please see the Budget Add-On Request form for additional information. Receipt of these funds is subject to eligibility for additional loans.

Study Away

If you are planning to study away during the year, you should contact the Office of International Programs to request a financial aid revision. A grant may be available to Wisconsin residents who have financial need. This grant is subject to legislative changes without notice.

Policies

Satisfactory Academic Progress Policy: All students must maintain Satisfactory Academic Progress (SAP) toward a degree to receive financial aid, including loans. Failure to maintain satisfactory progress will result in the student having his/her financial aid suspended.  A student who has been suspended by the financial aid office may file a petition to have his/her financial aid reinstated.

Return of Title IV Funds Policy: Federal law requires that when a recipient of Title IV grant or loan assistance withdraws from an institution during a payment period or period of enrollment in which the recipient began attendance but did not complete 60%, the institution must determine the amount of Title IV grant or loan assistance that the student earned as of the student's withdrawal date. For some students, this could mean owing the University money out-of-pocket.  We advise that you check with the Financial Aid Office prior to withdrawing. In addition, students who stop attending classes but do not officially withdraw are subject to this policy and may need to repay a portion of financial aid.

Release of Information

The Family Educational Rights and Privacy Act (FERPA) set forth requirements regarding the privacy of student records.  For this reason, we are prohibited from discussing financial aid information with anyone other than the student. If you would like our office to be able to speak with someone other than you about your account, please fill out and submit an Authorization for Release of Non-Directory Information form.

Scholarship Resources

Loan Resources

  • If you are a first time borrower under the Direct Loan program, you must complete an electronic Master Promissory Note
  • If you are a first time borrower under the Direct Loan program, you must complete Loan Entrance Counseling
  • PLUS Loan Master Promissory Note for parents of a dependent student taking a Parent PLUS loan.
  • Direct Loans may be serviced by several different service centers. It is the goal of the Department of Education that all of your Direct Loans will have the same servicer. To find out who is servicing your loan(s), please log onto studentaid.gov and view the individual loan(s). Each will list the servicer with their customer service contact information. Customer Service Centers include Direct Loan Servicing, Great Lakes, Nelnet, Fedloan (PHEAA), Sallie Mae, CornerStone, HESC/Edfinancial, Granie State - GSMR, and OSLA Servicing.
  • Information on UW-Superior's Cohort Default Rate (CDR) and average student loan debt may be found on UW System’s Accountability Dashboard.

Military Educational Benefit Resources

Other Federal Resources