Perkins Loan Exit Counseling


The Federal Perkins Loan program, which provided low-interest loans to college students with an exceptional financial need, is no longer available, the program expired September 30, 2017.


The Perkins Loan is interest-free as long as the student maintains at least half time enrollment. Repayment of principal plus 5% interest begins 9 months after the student is no longer enrolled at least half time (i.e., graduation, leave the university or drop below half time).

Billing Agency

University of Wisconsin – Superior’s billing agent for your Federal Perkins Student Loans will be handled by Heartland Campus Solutions/ECSI. ECSI is a billing service provider for the college, not a collection agency. We believe that this is a benefit to both borrowers and UW-Superior. For more information please review the ESCI webpage.

If you have questions regarding your billing statement, please contact ECSI at (888)549-3274 or


If you choose not to pay on-line, please make your check or money order payable to UW-Superior and send to:

University of Wisconsin-Superior/ECSI
PO Box 1287
Moon Township, PA 15108

Simply access the ECSI website and login using the following information:

UWS School Code: ZQ
Account Number: Your nine-digit social security number
Pin or Heartland Key: (provided by ECSI or contact Perkins Loan Office)